Loan Programs

Turnkey Rental

Turnkey Rental

From 6%
Rehab to Resell

Rehab to Resell

From 8%
New Construction

New Construction

From 8%

Short Term Loans

Terms are mostly based on recent experience and loans size
20%+ downs payments
8-12% interest rates
100% of rehab financing available
Close as soon as 1 business day
(with verifiable recent flips or refinances completed)

Long Term Loans

Terms are mostly based on the amount of leverage, loan size, and property income
25%-50% downs payments
6-9% interest rates
50-75% of as-is value maximum loans
Close in 10-15 business days

Loan Process


Whether or not you have a deal, we think getting you pre-approved is a great place to start. Get a letter for your offers, as well as peace of mind.

Complete your FidusFi loan pre-approval process online in our portal or email the below documents to
  • Government-issued photo ID
  • Driver’s License, Passport, or Government Issued Photo ID
  • Business entity documents
  • Formation Documents: Articles of Incorporation / Articles of Organization
  • Governing Documents: Operating Agreement*** / Bylaws*** / Partnership Agreement / Etc.
  • Tax Documents: IRS EIN Letter
  • Certificate of Good Standing/Status
  • Declarations & Information Authorization Release
  • Bank Statements
  • 3 Months consecutive statements for both personal and business accounts.
  • If the business account is new, please send an account summary statement in lieu of a bank statement.
  • Personal Financial Statement**

Deal Submission

Request pricing for your deal in just a few minutes. When you are ready to submit, you’ll be in the driver’s seat with reliable terms.

In addition to the above list, this checklist is to be completed typically at least 5 full business days before closing.
First, complete the 2-minute online loan request at, then upload the below list into your loan portal:
  • Purchase Contract if purchase / Settlement Statement if refinance
    (must be fully executed and include all addenda)
  • 3rd party vendor deposits. Ask your loan officer or reference your loan estimate for details and instructions. Deposit Form
  • Scope of Work** Please send an email with all contact and license #s for all contractors.

Live Processing

Tired of the never-ending loan applications and “one more thing” needed from other lenders? We offer a fully transparent loan process of what’s needed and when.

In addition to the above lists, this checklist is to be completed at least 3 full business days before closing.
Upload the below list into your loan portal:
  • VOID Check - must match the business account (also needed for a personal account if the majority of the funds are in a personal account). In lieu of this item, you may provide a direct deposit letter from your bank.
  • Title Insurance - Simply provide us the title company name, and agent’s contact: full name, phone and email address and we will work on this item for the file.
  • Hazard Insurance Binder & Receipt for Closing****
  • Feel free email us your agent’s contact info or have us assist with a known agent. For loans with particular insurance requirements, we will typically copy you on an email requesting a quote per our requirements.
REPEAT BORROWERS – Within 12 months, we often require only the below-updated items:

Closing and Post Closing

FidusFi is there for you through and after closing. Anything we can provide relevant to your loan will be uploaded securely to your portal. Just login and download anything you need.

Fill Out an Application and Get Started Today