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Loan Programs

Turnkey Rental

Turnkey Rental

From 6.5%
Rehab

Rehab

From 11% Non-Dutch
New Construction

New Construction

From 11% Non-Dutch

Short Term Loans

Interest Rates from 11.000%
Terms are mostly based on recent experience, leverage, credit and loan size
Up to 75% Loan-to Value
100% of rehab financing available
Close as fast as 1 business day
(with verifiable recent experiance)

Long Term Loans

Interest rates from 6.500%
Terms are mostly based on credit, leverage, loan size, and property income
Up to 80% Loan-to-Value
Down to 80% Debt Service (Gross Monthly Rent / PITIA)
Close as fast as 12 business days

Loan Process

Pre-Approval

Whether or not you have a deal, we think getting you pre-approved is a great place to start. Get a letter for your offers, as well as peace of mind.

Complete your FidusFi loan pre-approval process online in our portal or email the below documents to processing@fidusfi.com.
  • Government-issued photo ID
  • Driver’s License, Passport, or Government Issued Photo ID
  • Business entity documents
  • Formation Documents: Articles of Incorporation / Articles of Organization
  • Governing Documents: Operating Agreement*** / Bylaws*** / Partnership Agreement / Etc.
  • Tax Documents: IRS EIN Letter
  • Certificate of Good Standing/Status
  • Declarations & Information Authorization Release
  • Bank Statements
  • 3 Months consecutive statements for both personal and business accounts.
  • If the business account is new, please send an account summary statement in lieu of a bank statement.
  • Personal Financial Statement**

Deal Submission

Request pricing for your deal in just a few minutes. When you are ready to submit, you’ll be in the driver’s seat with reliable terms.

In addition to the above list, this checklist is to be completed typically at least 5 full business days before closing.
First, complete the 2-minute online loan request at fidusfi.com, then upload the below list into your loan portal:
  • Purchase Contract if purchase / Settlement Statement if refinance
    (must be fully executed and include all addenda)
  • Introduce us to your vendors: Vendor Contact Form
  • Scope of Work** Please send an email with all contact and license #s for all contractors.

Live Processing

Tired of the never-ending loan applications and “one more thing” needed from other lenders? We offer a fully transparent loan process of what’s needed and when.

In addition to the above lists, this checklist is to be completed at least 3 full business days before closing.
Upload the below list into your loan portal:
  • VOID Check - must match the business account (also needed for a personal account if the majority of the funds are in a personal account). In lieu of this item, you may provide a direct deposit letter from your bank.
  • Title Insurance - Simply provide us the title company name, and agent’s contact: full name, phone and email address and we will work on this item for the file.
  • Hazard Insurance Binder & Receipt for Closing****
  • Feel free email us your agent’s contact info or have us assist with a known agent. For loans with particular insurance requirements, we will typically copy you on an email requesting a quote per our requirements.
REPEAT BORROWERS – Within 12 months, we often require only the below-updated items:

Closing and Post Closing

FidusFi is there for you through and after closing. Anything we can provide relevant to your loan will be uploaded securely to your portal. Just login and download anything you need.

Fill Out an Application and Get Started Today

Get Started Today
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